Wintrust Financial Corporation

Wintrust Financial Corporation, incorporated on December 30, 1992, is a financial holding company. The Company conducts its businesses through three segments: community banking, specialty finance and wealth management. As of December 31, 2016, the Company provided community-oriented, personal and commercial banking services to customers located in the Chicago metropolitan area and in southeastern Wisconsin through its 15 banking subsidiaries (the banks), as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (Barrington Bank). The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its subsidiary, First Insurance Funding Corporation (FIFC) and in Canada through its premium finance company, First Insurance Funding of Canada (FIFC Canada), lease financing and other direct leasing opportunities through its subsidiary, Wintrust Asset Finance, and short-term accounts receivable financing and outsourced administrative services through its subsidiary, Tricom, Inc. of Milwaukee (Tricom). The Company provides wealth management services to customers in its market area through its subsidiaries, The Chicago Trust Company, N.A. (CTC), Wayne Hummer Investments, LLC (WHI) and Great Lakes Advisors, LLC (Great Lakes Advisors). Community Banking The Company offers community banking services to individuals, small to mid-sized businesses, local governmental units and institutional clients. The Company offers MaxSafe deposit accounts, which provide customers with expanded Federal Deposit Insurance Corporation (FDIC) insurance coverage by spreading a customer’s deposit across its banks. It also offers home equity, consumer and real estate loans, safe deposit facilities, automated teller machines (ATMs), Internet banking and other traditional services. It also engages in the retail origination and correspondent purchase of residential mortgages through Wintrust Mortgage. The Company also offers various lending products through several of its banks. These include Barrington Bank’s Community Advantage program, which provides lending, deposit and cash management services to condominium, homeowner and community associations; Hinsdale Bank’s mortgage warehouse lending program, which provides loan and deposit services to mortgage brokerage companies located predominantly in the Chicago metropolitan area, and Lake Forest Bank’s franchise lending program, which provides lending to restaurant franchisees. Its Wintrust Commercial Finance offers direct leasing opportunities; Wintrust Business Credit specializes in asset-based lending for middle-market companies; Wintrust Commercial Real Estate concentrates on real estate lending solutions including commercial mortgages and construction loans, and Wintrust Government, Non-Profit and Hospital, focuses on financial solutions for mission-based organizations such as hospitals, non-profits, educational institutions and local government operations.
Bank NameWintrust Financial Corporation
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
CEOMr. Edward Joseph Wehmer
Registered Year1992

2017 2016 2015
  € m € m € m
Total interest income 946 812 718
Total Interest Expenses 114 90 77
Net Interest income 832 722 642
Total Net Revenue 1,152 1,044 913
Earnings per share
Basic 4.53 3.83 3.05
Diluted 2.93 3.66 4.4
Total current assets
Other assets
Total assets 2,79,15,97 2,56,68,553 2,29,09,348
Total current liabilities
Total liabilities 2,49,39,031 2,29,72,936 2,05,57,074
Total Equity 29,76,939 26,95,617 23,52,274
Net income
Net cash provided by operating activities 401 309 38
Net cash used for investment activities 2304 2,493 1,642
Net cash provided by financing activities 1,910 2,178 1,649
Currency in EUR, All numbers in million.


United Satets