Penns Woods Bancorp, Inc.

Penns Woods Bancorp (PWOD), Inc. is listed on the NASDAQ National Market under the symbol PWOD. It is the bank holding company for Jersey Short State Bank (JSSB) and Luzerne Bank (LUZ) and is headquartered in Williamsport, PA. PWOD joined NASDAQ on November 15, 2001. Incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary, Penns Woods Bancorp acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group. The M Group operates as a subsidiary of JSSB and offers insurance and securities brokerage services. Each bank is run separately and has its own board of directors. PWOD also has its own board. JSSB’s 15 full-service offices and Luzerne Bank’s eight banking locations serve customers throughout north-central and north-eastern Pennsylvania through the banks’ retail banking, commercial banking, mortgage services, and financial services divisions.
Bank NamePenns Woods Bancorp, Inc.
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
CEOMr. Richard Allen Grafmyre
Registered Year1934

2017 2016 2015
  € m € m € m
Total interest income 49 46 45
Total Interest Expenses 6 6 5
Net Interest income 43 40 40
Total Net Revenue 55 53 54
Earnings per share
Basic 2.08 2.64 2.91
Diluted 2.08 2.64 2.91
Total current assets
Other assets 32,971 33,384 33,362
Total assets 14,74,492 13,48,590 13,20,057
Total current liabilities
Total liabilities 13,36,300 12,10,341 11,83,778
Total Equity 1,38,192 1,38,249 1,36,279
Net income
Net cash provided by operating activities 18 16 16
Net cash used for investment activities 147 11 78
Net cash provided by financing activities 113 16 65
Currency in EUR, All numbers in million.


United States