Old Second Bancorp, Inc.

Old Second Bancorp, Inc., incorporated on September 18, 1981, is a bank holding company. The Company conducts a full service community banking and trust business through its subsidiaries, including Old Second National Bank (the Bank), Old Second Capital Trust I, Old Second Capital Trust II and Old Second Affordable Housing Fund, L.L.C. The Bank’s subsidiary is River Street Advisors, LLC. The Bank’s full service banking businesses include the customary consumer and commercial products and services that banking institutions provide, including demand, negotiable order of withdrawal (NOW), money market, savings, time deposit and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations; trust services; wealth management services, and a range of additional services tailored to the needs of individual customers, such as the acquisition of the United States Treasury notes and bonds, money orders, cashiers’ checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards and other special services. The Bank’s lending activities include making commercial and consumer loans. Commercial lending focuses on business, capital, construction, inventory and real estate lending. Installment lending includes direct and indirect loans to consumers and commercial customers. The Bank also offers a complement of electronic banking services, such as online and mobile banking and corporate cash management products, including remote deposit capture, mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, automated teller machine (ATM) access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, wire transfers, vault services for currency and coin, and checking accounts. Additionally, the Bank provides a range of wealth management, investment, agency, and custodial services for individual, corporate and not-for-profit clients. These services include the administration of estates and personal trusts, as well as the management of investment accounts for individuals, employee benefit plans, and charitable foundations. The Bank also originates residential mortgages, offering a range of mortgage products, including conventional, government, and jumbo loans. Secondary marketing of those mortgages is also handled at the Bank.

Bank NameOld Second Bancorp, Inc.
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
CEOMr. James L. Eccher
Registered Year1982

2017 2016 2015
  € m € m € m
Total interest income 87 73 68
Total Interest Expenses 13 10 9
Net Interest income 75 63 59
Total Net Revenue 105 92 88
Earnings per share
Basic 0.51 0.53 0.46
Diluted 0.5 0.53 0.46
Total current assets
Other assets 84,540 76,665 74,867
Total assets 2,383,429 2,251,188 2,077,028
Total current liabilities
Total liabilities 2,183,079 2,075,978 1,921,099
Total Equity 200,350 175,210 155,929
Net income
Net cash provided by operating activities 37 27 21
Net cash used for investment activities 132 123 32
Net cash provided by financing activities 104 103 7
Currency in EUR, All numbers in million.


United States