Middlefield Banc Corp.

Middlefield Banc Corp., incorporated on April 15, 1988, is a bank holding company. The Company’s subsidiaries include The Middlefield Banking Company (MBC) and EMORECO Inc. MBC is engaged in the general commercial banking business in northeastern and central Ohio. MBC offers customers a range of banking services, including checking, savings, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities and travelers’ checks. MBC offers online banking and bill payment services to individuals, and online cash management services to business customers through its Website at www.middlefieldbank.com. EMORECO engages in the resolution and disposition of troubled assets in central Ohio. MBC offers its services to small and medium-sized businesses, professionals, small business owners and retail customers. Lending Activities The Bank makes residential and commercial mortgage loans, home equity loans, secured and unsecured consumer installment loans, commercial and industrial loans, and real estate construction loans for owner-occupied and rental properties. MBC’s loan products include operational and working capital loans, loans to finance capital purchases, term business loans, selected guaranteed or subsidized loan programs for small businesses, professional loans, and residential and mortgage loans. The Bank offers specialized loans for business and commercial customers, including equipment and inventory financing, real estate construction loans and Small Business Administration loans for qualified businesses. The Bank’s consumer installment loans include secured and unsecured loans to individual borrowers for a range of purposes, including personal, home improvements, revolving credit lines, autos, boats and recreational vehicles. The Company’s commercial loan services include accounts receivable, inventory and working capital loans; short-term notes; renewable operating lines of credit; selected guaranteed or subsidized loan programs for small businesses; loans to finance capital equipment; loans to professionals, and commercial real estate loans. The Bank originates various types of loans that it categorizes as construction loans, including residential construction loans to borrowers who will occupy the premises upon completion of construction, residential construction loans to builders, commercial construction loans, and real estate acquisition and development loans. The Bank’s total loans amount to approximately $533.71 million.

Bank NameMiddlefield Banc Corp.
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
CEOMr. Thomas G. Caldwell
Registered Year1901

2017 2016 2015
  € m € m € m
Total interest income 44 30 28
Total Interest Expenses 7 4 4
Net Interest income 37 26 25
Total Net Revenue 42 30 29
Earnings per share
Basic 3.12 3.04 3.41
Diluted 3.1 3.03 3.39
Total current assets
Other assets 15,652 13,540 13,141
Total assets 1,106,336 787,821 735,139
Total current liabilities
Total liabilities 986,473 710,861 672,835
Total Equity 119,863 76,960 62,304
Net income
Net cash provided by operating activities 14 8 7
Net cash used for investment activities 95 46 59
Net cash provided by financing activities 89 47 50
Currency in EUR, All numbers in million.


United States