International Bancshares Corporation

International Bancshares Corporation, incorporated on June 7, 1995, is a financial holding company. The Company, through its subsidiaries, is primarily engaged in the business of banking, including the acceptance of checking and savings deposits, and the making of commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The primary markets of the Company are South, Central and Southeast Texas, an area bordered on the east by the Galveston area, to the northwest by Round Rock, to the southwest by Del Rio and to the southeast by Brownsville, as well as the State of Oklahoma. Its banking subsidiaries facilitate international trade along the United States’ border with Mexico and elsewhere. The Bank’s subsidiaries primarily focus on providing commercial banking services to small and medium sized businesses located in their trade areas. The Company’s bank subsidiaries include International Bank of Commerce (IBC); Commerce Bank; International Bank of Commerce, Zapata, and International Bank of Commerce, Brownsville. These bank subsidiaries provide commercial and retail banking services through main banking and branch facilities located in communities in South, Central and Southeast Texas and the State of Oklahoma. The Bank’s subsidiaries are in the business of gathering funds from various sources and investing these funds. Funds gathering primarily take the form of accepting demand and time deposits from individuals, partnerships, corporations and public entities. Investments principally are made in loans to various individuals and entities, as well as in debt securities of the United States Government, and in various other entities with payments guaranteed by the United States Government
Bank NameInternational Bancshares Corporation
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
ChairmanMr. Dennis Edward Nixon
CEOMr. Dennis Edward Nixon
Registered Year1966

2017 2016 2015
  € m € m € m
Total interest income 415 388 397
Total Interest Expenses 39 43 44
Net Interest income 376 345 352
Total Net Revenue 521 499 508
Earnings per share
Basic 2.38 2.03 2.06
Diluted 2.36 2.02 2.05
Total current assets
Other assets 81,529 95,593 114,354
Total assets 12,184,698 11,804,041 11,772,869
Total current liabilities
Total liabilities 10,345,718 10,079,374 10,107,366
Total Equity 1,838,980 1,724,667 1,665,503
Net income
Net cash provided by operating activities 197 203 204
Net cash used for investment activities 404 138 373
Net cash provided by financing activities 203 69 559
Currency in EUR, All numbers in million.


United States
San Antonio
Corpus Christi