The Community Financial Corporation

The Community Financial Corporation, incorporated on September 13, 1989, is a bank holding company. The Company owns a commercial bank, Community Bank of the Chesapeake (the Bank). Its segments include Lending Activities, Investment Activities, Sources of Funds and Subsidiary Activities. The Bank serves the Southern Maryland counties of Charles, Calvert and St. Mary’s, Anne Arundel, Maryland and neighboring communities, as well as the Fredericksburg area of Virginia. In addition, the Bank has over five loan production offices (LPOs) in La Plata, Prince Frederick, Leonardtown and Annapolis, Maryland and Fredericksburg, Virginia. The Bank operates over 15 automated teller machines, including approximately four stand-alone locations. The Bank offers telephone and Internet banking services. The Bank is engaged in the commercial and retail banking business, including the acceptance of deposits and the origination of loans to individuals, associations, partnerships and corporations. The Bank’s real estate financing consists of commercial mortgage loans, residential first and second mortgage loans, and home equity lines of credit. Its commercial lending consists of both secured and unsecured loans. Lending Activities The Bank offers various real estate and commercial loans. The Bank’s lending activities include residential and commercial real estate loans, construction loans, land acquisition and development loans, equipment financing, commercial and consumer loans. The Bank’s primary targets for commercial loans consist of small and medium-sized businesses located in Southern Maryland, the Annapolis area of Maryland, the Northern Neck region and the greater Fredericksburg area of Virginia. The permanent financing of commercial and other improved real estate projects include office buildings, retail locations, churches and other special purpose buildings. The Bank’s commercial real estate loans amount to approximately $613.5 million of the loan portfolio. Its residential first mortgage loans are generally long-term loans, amortized on a monthly or bi-weekly basis, with principal and interest due each payment.

Bank NameThe Community Financial Corporation
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
ChairmanMr. Michael L. Middleton
CEOMr. William J. Pasenelli
Registered Year1950

  2017 2016 2015
  € m € m € m
Total interest income 54 48 44
Total Interest Expenses 10 8 7
Net Interest income 43 40 37
Total Net Revenue 47 43 40
Earnings per share
Basic 5 5 5
Diluted 5 5 5
Total current assets  
Other assets 39,879 40,013 38,703
Total assets 14,05,961 13,34,257 11,43,332
Total current liabilities  
Total liabilities 12,96,004 12,29,831 10,43,549
Total Equity 1,09,957 1,04,426 99,783
Net income
Net cash provided by operating activities 10 13 12
Net cash used for investment activities 70 195 75
Net cash provided by financing activities 64 182 52
Currency in EUR, All numbers in million.      

United state
Bryans Road
La Plata
Prince Frederick,