State Bank Financial Corporation.


State Bank Financial Corporation, incorporated on January 7, 2010, is a bank holding company for State Bank and Trust Company (the Bank). The Bank is a Georgia-based state-chartered bank. The Company offers a range of community banking services to individuals and businesses within its markets. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and development loans, commercial real estate loans, farmland and agricultural production loans, residential mortgage loans, home equity loans, and consumer loans. It also offers a range of commercial and consumer demand, savings and time deposit products. The Company offers online banking and bill payment services, online cash management, safe deposit box, rentals, debit card and automatic teller machine (ATM) card services, and the availability of a network of ATMs for its customers. As of December 31, 2016, it operated 31 full-service branches throughout Georgia. The Bank provides treasury management tools and payment solutions to small business, business and commercial customers. Payment solutions for funds collection and concentration services include Automated Clearing House (ACH) origination, Electronic Bill Presentment and Payment (EBPP), Remote Deposit Capture, Remote Cash Deposit, retail and wholesale lockbox, and wire services. The Bank’s cash management accounts include analysis with complex grouping structures, targeted balance sweeps, zero balance accounts, and multiple entity grouping. Its disbursement services include ACH origination, wire services, online bill pay, person-to-person payments and bank-to-bank transfers. Its fraud controls include Positive Pay, ACH Decisioning, and IBM Security Trustee Rapport malware protection. Its online cash management systems can be controlled and managed from multiple locations, through multiple access devices, including mobile, tablet, and desktop, and with around-the-clock access. Lending Activities The Company offers a range of lending services, including commercial and residential real estate mortgage loans, real estate construction loans, commercial and industrial loans, agriculture and consumer loans. The Company’s customers are generally individuals, owner-managed businesses, farmers, professionals, real estate investors, home builders, counties and municipalities. It had total loans of approximately $2.8 billion, as of December 31, 2016. Investment Activities The Company’s investment portfolio consists of the United States government sponsored agency mortgage-backed securities, non-agency mortgage-backed securities, the United States government agency securities and municipal securities, municipal securities, corporate bonds and asset-backed securities. Its total investment securities available-for-sale was approximately $849.13 million, as of December 31, 2016. Sources of Funds The Company offers a range of deposit products and services that are available in banks and savings institutions, including checking accounts, commercial operating accounts, savings and money market accounts and short-term to longer-term certificates of deposit (CDs). Total deposits were $3.4 billion, as of December 31, 2016. The Company competes with SunTrust, Bank of America, Wells Fargo and BB&T.
Bank NameState Bank Financial Corporation.
Stock ExchangeLSE
SymbolSTBZ
SectorFinancials
IndustryMajor Banks
CountryUnited States
World Region"North America "
ChairmanMr. J. Thomas Wiley Jr.
CEOMr. J. Thomas Wiley Jr.
Employees829
Websitestatebt.com
Registered Year2005

  2017 2016 2015
  € m € m € m
Revenue
Total interest income 208 165 159
Total Interest Expenses 16 10 8
Net Interest income 193 156 151
Total Net Revenue 233 195 171
       
Earnings per share
Basic 1.2 1.29 0.79
Diluted 1.19 1.28 0.77
       
Assets
Total current assets
Other assets 1,28,873 1,64,619 1,18,331
Total assets 49,58,582 42,24,859 34,70,067
Total current liabilities
Total liabilities 43,17,031 36,11,226 29,33,577
Total Equity 6,41,551 6,13,633 5,36,490
       
Net income
Net cash provided by operating activities 70 19 29
Net cash used for investment activities 21 199 322
Net cash provided by financing activities 32 153 45
       
       
Source: http://www.statebt.com      
Currency in EUR, All numbers in million.      

United States
Georgia