M B T Financial Corp

MBT Financial Corp., incorporated on January 18, 2000, is a bank holding company for Monroe Bank & Trust (the Bank). Monroe Bank & Trust provides customary retail and commercial banking and trust services to its customers, including checking and savings accounts, time deposits, safe deposit facilities, commercial loans, personal loans, real estate mortgage loans, installment loans, individual retirement accounts (IRAs), automated teller machine (ATM) and night depository facilities, treasury management services, telephone and Internet banking, personal trust, employee benefit and investment management services. Monroe Bank & Trust’s service areas are consists of Monroe, Wayne and Lenawee counties in Southern Michigan. The Bank operates approximately 20 branches. Lending Activities The Bank’s loan portfolio includes Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. The Commercial segment includes loans to finance commercial and industrial businesses. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi-family residential real estate properties. The Consumer and Other segment loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles. The Bank’s total net loans amounted to approximately $606.412 million. Investment Activities The Bank’s investment securities portfolio is classified as held to maturity and available for sale. Its held to maturity includes obligations of states and political subdivisions, and corporate debt securities. The Bank’s total held to maturity amounted to approximately $41.282 million. Its available for sale includes obligations of the United States Government Agencies; mortgage backed securities issued by the United States Government agencies; obligations of states and political subdivisions; corporate debt securities, and other securities. The Bank’s total available for sale amounted to approximately $499.197 million. Sources of Funds The Bank offers various types of deposits, which include savings accounts, interest-bearing corporate demand deposit accounts (DDA) and negotiable order of withdrawal (NOW) accounts, money market deposits, certificates of deposits (CDs), Fed Funds Purch and other borrowings, repurchase agreements, and Federal Home Loan Bank (FHLB) advances. The Bank’s total deposits amounted to approximately $1,165.393 million and total borrowings amounted to approximately $15 million.
Bank NameM B T Financial Corp
Stock ExchangeLSE
IndustryMajor Banks
CountryUnited States
World Region"North America "
CEOMr. H. Douglas Chaffin
Registered Year1858

  2017 2016 2015
  € m € m € m
Total interest income 42 40 40
Total Interest Expenses 2 2 3
Net Interest income 40 38 37
Total Net Revenue 56 55 52
Earnings per share      
Basic 0.46 0.64 0.53
Diluted 0.46 0.63 0.53
Total current assets
Other assets 58,153 54,415 53,093
Total assets 13,47,420 13,57,283 13,42,313
Total current liabilities
Total liabilities 12,14,762 12,16,169 11,94,972
Total Equity 1,32,658 1,41,114 1,47,341
Net income      
Net cash provided by operating activities 19 17 15
Net cash used for investment activities 4 47 36
Net cash provided by financing activities 23 3 54
Currency in EUR, All numbers in million.      

United States