Jammu and Kashmir Bank

J&K Bank functions as a universal bank in Jammu & Kashmir and as a specialised bank in the rest of the country. It is also the only private sector bank designated as RBI’s agent for banking business, and carries out the banking business of the Central Government, besides collecting central taxes for CBDT.J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home state which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.J&K Bank operates on the principle of ‘socially empowering banking’ and seeks to deliver innovative financial solutions for household, small and medium enterprises.The Bank , incorporated in 1938, and is listed on the NSE and the BSE.

Bank Name Jammu and Kashmir Bank
Stock Exchange NSE
Symbol J&KBANK
Sector Financial Services
Industry Banks – Regional – Asia
Country India
World Region Asia
Chairman Mr. Parvez Ahmed
CEO Mr. Parvez Ahmed
Website www.jkbank.net
Registered Year 1938


Currency in INR        
  2018 2017 2016 2015
  ₹ cr ₹ cr ₹ cr ₹ cr
Total interest income 6.69 6.84 7.06
Total Interest Expenses 4.17 4.13 4.41
Net Interest income 2.51 2.71 2.65
Total Net Revenue 3.01 3.22 3.25
Earnings per share        
Basic 0.00 0.02 0.21
Diluted 0.00 0.02 0.21
Total current assets 9.23 8.29 11.47
Other assets 52.98 55.14 48.04
Total assets 82.01 80.25 75.91
Total current liabilities 72.88 69.7 66.09
Total liabilities 76.34 73.83 69.8
Total Equity 5.67 6.42 6.11
Net income        
Net cash provided by operating activities 0.00 0 0.01
Net cash used for investment activities 0.00 0.06 0.06
Net cash provided by financing activities 0.00 0.07 0.05
Source: www.jkbank.net        
Currency in Rupees, All Numbers in Crores.