Hancock Holding Company


Hancock Holding Company, incorporated on April 6, 1984, is a financial services company that provides a network of service financial choices to the Gulf South region, through its bank subsidiary, Whitney Bank (the Bank), a Mississippi state bank. The Company operates through overall banking operations segment. The Bank operates under brands, such as Hancock Bank in Mississippi, Alabama and Florida, and Whitney Bank in Louisiana and Texas. The Bank operates across the Gulf South region, which consists of southern Mississippi; southern and central Alabama; southern Louisiana; the northern, central, and panhandle regions of Florida; Houston, Texas, and Nashville, Tennessee. The Bank offers a range of traditional and online community banking services to commercial, small business and retail customers, providing a range of transaction and savings deposit products, treasury management services, investment brokerage services, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The Bank also provides trust and investment management services to retirement plans, corporations and individuals. The Bank also offers other services through several nonbank subsidiaries, including Hancock Investment Services, Inc., Hancock Insurance Agency and Harrison Finance Company. Hancock Investment Services, Inc. provides investment brokerage services, annuity products and life insurance. Harrison Finance Company provides consumer financing services. Lending Activities The Bank’s lending activities provide commercial, consumer and real estate loans to consumers, to market businesses and to corporate clients in markets. The Bank offers a range of commercial loan services to a diversified customer base over a range of industries, including energy, wholesale and retail trade in various durable and nondurable products, manufacturing of such products, marine transportation and maritime construction, financial and professional services, and agricultural production. The Bank’s commercial loans include commercial non-real estate, construction and land development, and commercial real estate loans. Commercial non-real estate loans, both secured and unsecured, are made available to businesses for working capital (including financing of inventory and receivables), business expansion, and the purchase of equipment and machinery, including equipment leasing. The Bank offers construction and land development loans to builders and real estate developers for the acquisition, development and construction of business and residential-purpose properties. A portion of the Bank’s lending activities consists of the origination of both fixed rate and adjustable-rate home loans. The Bank’s consumer loans include second lien mortgage home loans, home equity lines of credit and non-residential consumer purpose loans. Non-residential consumer loans include both direct and indirect loans. Direct non-residential consumer loans finance automobiles, recreational vehicles, boats and other personal (secured and unsecured) and deposit account secured loans. The Bank offers indirect non-residential loan for automobile financing provided to the consumer through an agreement with automobile dealerships. As of December 31, 2016, the Bank’s total loans amounted to $16.7 billion.
Bank NameHancock Holding Company
Stock ExchangeLSE
SymbolHBHC
SectorFinancials
IndustryMajor Banks
CountryUnited States
World Region"North America "
Chairman
CEOMr. John M. Hairston
Employees3,887
Websitehancockwhitney.com
Registered Year1883

  2017 2016 2015
  € m € m € m
Revenue      
Total interest income 901 732 680
Total Interest Expenses 108 73 54
Net Interest income 792 659 625
Total Net Revenue 1,060 916 862
       
Earnings per share      
Basic 2.49 1.87 1.64
Diluted 2.48 1.87 1.64
       
Assets      
Total current assets
Other assets 820,796 690,743 695,915
Total assets 27,336,086 23,975,302 22,833,605
Total current liabilities
Total liabilities 24,451,137 21,255,534 20,420,462
Total Equity 2,884,949 2,719,768 2,413,143
       
Net income      
Net cash provided by operating activities 411 341 232
Net cash used for investment activities 895 1,321 2,276
Net cash provided by financing activities 498 1,049 1,992
       
       
Source:http://www.hancockwhitney.com      
Currency in EUR, All numbers in million.      

United States
Mississippi